Marriage Is Not All About Love: How It Will Benefit You Financially

  

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It is wedding season once again! We are on for months of hearing wedding bells and seeing dashing gowns, flowers, and themes. Although it may be different depending on which state you are, typically it is May and June.

When we hear about weddings, we often think about love. Well, that’s what it is supposed to be – about love! But did you know that aside from the emotional benefits marriage has to offer, it also involves financial benefits which most of us don’t admit to being interested in? And If you are planning on getting married soon, you might as well know all the benefits you can get from it.

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 What Are The Financial Benefits Of Marriage?

Fewer Payables

When you are living alone, you will have to pay the bills on your own and buy and use appliances by yourself. When you get married, you will have someone to share them with. You will share the mortgage, utility bills, and all the furniture in the house. You do not have to bear the burden all by yourself because you will have a partner to help you out with everything.

Talk to your partner about your values and what they mean. Talk about your insecurities and anxieties about money. This process will help you to have compassion and understanding for your partner and will likely prevent or mitigate some of the financial distress in your relationship.  — Mieke Rivka Sidorsky, LCSW-C

Faster Loan Approvals

When you and your spouse are both employed or earning income monthly, you will be able to qualify for a more considerable amount of loan which can also mean you have a higher chance of getting approved for larger purchases like a house, car, expensive appliances and such.

HealthCare Benefits

When both of you and your partner are both employed, you can use each other’s employer health care benefits, whichever offers better, not to mention health care benefit becomes cheaper when your health insurances are combined compared to individual healthcare insurance.

Life Insurance Benefits

Although it is unfortunate to talk about life insurances, it is one of the leading benefits of marriage. It is easier to determine your beneficiary and vice versa. Your spouse’s or your policy will then be tax-free before being collected by the recipient.

Keep your financial values foremost and refer back to them whenever you make a decision to ensure you are acting in alignment with your priorities. — Sarah E. Clark, LMFT, LMHC, CVRT

Social Security Benefits

Social Security is a big help when the time comes. When you are at least 62 years of age, you can be eligible to receive half of your spouse’s Social Security benefit, and if you also have an account of your own, you can get whichever is higher. There is also what we call the Social Security survivor benefits which allow the spouse to obtain financial assistance if his spouse dies.

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Marriage is not all about physical and emotional stability. It also involves financial security. It is after all the purpose of finding a better half – to have someone to share life with which includes every aspect of it. Marriage gives us someone to divide assets and liabilities as well as to provide us with a better and more comfortable time.

Probably at the top of the list of skills that financially stable families report is that the adults in the family have generally talked about, negotiated, planned, and set up a financial process with shared, open values. The meaning and importance of work, child bearing and care, and the meaning of investments, property, education, vacations, entertainment, and saving have been discussed and reached a generally stable agreement. — Lynne Silva-Breen, MDiv, MA, LMFT

We have to admit it, being financially secure is where it all comes down one day, and having someone who will contribute to this can be one of the major decisions we will make in life.

Same-sex marriage has also been recently approved in all 50 states which means every couple, regardless if they have the same gender, is eligible for receiving all financial benefits marriage has to offer.

Behind Every Successful Man Is A Woman Good At Money Management

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If you are saddled with debt, for example, you can easily feel stressed, self-doubting, insecure (both financially and emotionally), strained in your relationships, and limited in future plans. — Nicole S. Urdang, MS, NCC, DHM

For a marriage to be successful, the financial aspect of the relationship should also be handled well, and most often than not, a woman with an exceptional judgment in managing the family’s finances is the key. According to The Telegraph, a study finds that women are better at handling money matters than men. Hence they say, behind a successful man is a woman.

Continue reading “Behind Every Successful Man Is A Woman Good At Money Management”

How To Be Happy And Successful At The Same Time

Therapists say that happy people are successful people. Your happiness doesn’t have to depend on your progress. You can be happy and successful, at the same time.

 

A lot of people aspire to be successful. From a young age, it is usually instilled in the minds of many children to succeed as their goal. For some, this may mean becoming a doctor, lawyer, making art, or traveling. Success is defined in many different ways by many different people. However, there may be a problem with these goals. Dreaming big creates the notion that success has to be something grand and big. Many will say that when they will become happy when they become successful, which is not entirely wrong, albeit a little bit unrealistic. However, people tend to forget that becoming comfortable leads to success, too.

 

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To achieve a state of success and happiness, you must understand, you do not complete it overnight. Being happy and prosperous is not one grand goal that you must work hard to achieve. It is a lifestyle. It lies in the details. It relies on how you live your everyday life. It depends on how you perceive each moment in your life. Happiness is a choice. You can be happy right now if you want to. It is a fact that we all have to live by. Here are ten everyday actions you can practice to be happy and successful simultaneously:

 

  • Practice Gratitude

 

Do not just be thankful for the grand gifts. Be grateful for waking up to a new day. Don’t forget to thank the barista who made your coffee today. Smile at the little kid who offered you a piece of his candy. Nothing will have worth if you are not grateful. When you ‘don’t feel thankful for the things around you, you will never be satisfied.

Essentially, knowing one’s financial situation goes hand-in-hand with making good financial decisions and having peace of mind about money. — Utpal Dholakia Ph.D.

  • Live In The Moment

 

Do not always focus on the next big thing. Start to cherish every moment you are in. Focus on the now. You do not have to worry or fret about your past of the future constantly. Doing so will only make you restless. So, live in the moment. You are here now, and you can control your happiness. When it rains, let it rain.

 

  • Take Time Off

 

Learn that rest is essential. You don’t always have to be in grand moments. Learn to appreciate yourself more by taking time off for some “me time.” Taking time off will help refresh and rejuvenate you for the things to come

 

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  • Step Out Of Your Comfort Zone

 

Widen your perspective by trying out new things. The risk will always be there. Help yourself by challenging yourself with new ideas. Stepping out of your comfort zone will not only aid your brain to learn something new, but it will also expand your horizon.

Interestingly, one’s relationship with money often mirrors one’s relationship with oneself, as changes in either affect the other. So, if you decide to do some financial house cleaning, you will reap rewards in increased self-confidence, self-respect, and self-compassion. — Nicole S. Urdang, MS, NCC, DHM

 

  • Believe In Yourself

 

The first person who will believe in you will always be you. If you do not believe in yourself, how will others do? Not understanding and trusting yourself can lead you to have lower self-esteem. Low self-confidence can significantly hinder your success and happiness.

 

  • Take Good Care Of Your Health

 

Stay healthy every day. You can opt to skip the sweet dessert or have water instead of soda. Get complete sleep every single day. These little every day habits can significantly contribute to a healthier you.

 

  • Connect With People

 

Be with people you love and care about. They are the people who will be happy to celebrate with you with your successes. They are the people you are joyous with. Surrounding yourself with non-toxic people leads to a happier life.

 

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  • Never Stop Learning

 

Do not think that you have had enough in your life. Instead, opt to improve every day. You can learn how to cook a new dish. Try out your skills in the piano. Figure out if you have a green hand. There are many things out there you can enrich your life with.

They see money as a corrupting, view wealth as a product of greed, and/or see themselves as undeserving of financial success. As a result, money-avoidant types are often more generous with their resources yet make terrible financial planners. — Suzanne Burger, Psy.D.

 

  • Showcase Compassion

 

Do something good each day for somebody. Hold the door open for the lady in the cafe. Help a mother of three carry her grocery bags. Doing these little things can make you feel good. These things can help brighten up your day.

 

  • Do What You Want

 

Follow what your heart desires. Doing the opposite will make you feel pressured. Not doing what you love will only make you feel miserable. Discover what you want and make it your direction. Make this the reason you wake up in the morning.

 

As long as you have the proper mindset, you can always be happy and successful. It may not be easy as we face a lot of difficulty everyday, but if you put your mind and body into, you will be able to get it. Because once again, happiness is a choice. 

Psychology Behind Finding Pinterest Success

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If your current goal in life is to find Pinterest success, we can tell you now that you do not have to study the psychology of your target market to achieve that. That will merely consume your time and prevent you from increasing your followers on the platform immediately.

Driving Traffic With Pinterest

If there is traffic that most people welcome with open arms, it is the kind that comes online and increases the fame (and sometimes financial gains) that the web user gets. Though any action that results in this seems to require a very complex mathematical and scientific formulation for the novices, the experts have simple words to share. Here are the four ways to drive traffic with Pinterest.

1. Be Punctual

The viewers need not see an actual calendar where your posting schedule shows, but if you have been on the platform for a while, you should make posts regularly. In case the original plan is to do it three times every day, that is fine. If you can do more than that, it will be more amazing. Just stick to a sound timetable so that your fate in the digital world will get better.

2. Be Descriptive

There is a catch in this tip since you have to be precise in your descriptions too. For instance, instead of saying, “You can buy…” it is easier to write: “Buy…” The latter effectively becomes a call-to-action (CTA) word that brings the audience straight to what you wish for them to do rather than using several words that are not necessary for the context. You may also think of SEO keywords when describing a bio or a picture.

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3. Be Photographic

Since ‘picture’ has already been said, you should remember to publish ones with the highest quality. As a consumer yourself, you probably categorize the photos seen online as good, better, and best and only go back to the last-mentioned. Well, other people also do that; that’s why it is vital for you to ensure that the best comes from your profile.

4. Be Cordial

If you believe that you can succeed virtually without others’ help, you are wrong. Especially on Pinterest, you need the boost that Groups offer. Post your Pins in relevant Group Boards, and traffic will soon pour to your website.

How To Make Top Pins

Regardless of how pumped you are about the idea of using social media, specifically Pinterest, to reach out to more potential consumers and generate better profits, the success that you may potentially receive still relies on your capability to post clickbait Pins. In case you still have a novice badge when it comes to creating top Pins, allow us to extend the right tips to do this.

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1. Publish The Eye Candies

When you try to place yourself in the shoes of the regular viewers while looking at the picture you plan on posting, but you feel like seeing something else, that is a clear sign that it is not interesting enough to be posted on your account. Thus, find the most eye-catching images in your gallery and turn them into Pins.

2. Keep Them Vertical

The audience tends to dislike it when they have to rotate their device to see a photo in landscape layout. Some prefer to move on to the next image without even seeing the first one, which is a bummer for the account holder since, of course, you want every post to be seen. To avoid this from happening, you have to make sure all your pictures are in an upright position.

3. Add Keywords And CTAs

Great, well-placed keywords can push you higher in the Google searches, while call-to-action (CTA) words encourage the viewers to visit your website, like and share the photo, or avail your merchandise. The CTAs are quite easy to understand, but if you are unsure of what keywords to use for the Pins, check out the SEO tools and analyzers online.

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4. Use Light Words For Description

Each description should be lively and encouraging so that it does not diminish the people’s appreciation for the images you post. Your writing style should also match the kind of products or services that you promote. Nevertheless, the safest decision is to opt for casual or conversational words to prevent sounding too gimmicky.

Final Thoughts

Finding Pinterest success may not be too easy, considering: a) there are not a lot of tutorials on how to achieve it, and b) many creative people are already on the platform. Despite that, if you keep in mind every single tip given above, it won’t be long before people begin to subscribe to you, follow your suggestions, or avail your products or services.
Good luck!

Achieving Success In Life And In Business

 

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In this world, there are different types of people – those who are living their lives to the fullest and those who just let the opportunities pass them by. Some people sit around all day thinking and complaining about how sad their lives have been, and people who think of life as a great gift and seize these gifts when they can. The miserable ones sometimes don’t have the energy to stand up and shower (I think these are the people who need therapy to wake themselves up!), and they later realize how much they’re missing out.

Similarly, in business, there are those that began without anything and still never did anything to change their situation, while there are people who saw a flicker of hope in that tiny spark and made the most out of that tiny spark – now they’re shining so bright like they’ve never expected.

How To Be Successful

Success is not just a great idea. It is a state of mind. Success may be dependent on the output of an individual, but the universal key to attaining it is how you live your life and how you seize the opportunities that you get. In life or business, one should not set anything side. Instead, he must learn to take advantage of the positive circumstances that come his way. Below are some ways that you and I can be successful in business and life as well.

Even though studies have shown that a household income above $75,000 brings no additional increase in happiness, the American Dream lives on. Money worshippers are preoccupied with schemes for making and keeping money, believing that money gives life meaning and purpose. — Suzanne Burger, Psy.D.

  • Be Open-Minded. Most people don’t get to learn new things even when they get older because they prefer to stay in their comfort zones. They are content with being in the same place and doing the same things because they are afraid of committing a mistake or getting hurt or failing. However, change is constant and if we do not take risks, we will never improve and will never catch up with how the millennials tackle life’s new challenges. In fact, they’ll catch up with us in no time. We must keep an open mind if we want to learn of the fresh ideas and other ways of thinking that will lead us to succeed.

 

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  • Listen To Your Instinct. One of our most reliable friends is our gut feeling. We do not have to turn it on or off when something comes up – it just does its work. It attempts to warn us when we are in danger of deciding something that won’t probably work for us. So it is best for us to trust our instinct. When we meet fellow entrepreneurs whom we feel don’t have much good influence on us, our instinct will come to play, and we must listen to it. We will never totally understand the mechanics of this gut feeling, but just think about it. When has your instinct been wrong? Probably never.

 We all know people who say they never balance their checkbook, which is fine if it works for them. However, I think a balanced checkbook can mirror a greater feeling of balance in other areas of life, as it can be one more area that feels under control. — Nicole S. Urdang, MS, NCC, DHM

  • Embrace New Technology. In every business, there is a corresponding application or new system in technology that is introduced to further help business improve. All businessmen are encouraged to learn about these new technologies because if you don’t, you’ll be left behind, including your company. You may survive without any information on pop culture, but it will be very difficult to thrive in business without knowledge of technology.

 

  • Be Street Smart. Formal education is important, but it is not the only thing you need to succeed in life and business. The books help you comprehend the technical terms and practical methods to practice, but experience and street smartness allow you to weigh the real pros and cons and to use your instinct in situations that come your way. You learn the realities through experience and not through the books. What you don’t learn from the books, you learn by reading people’s behaviors, their body language, and the way they deal with others. That you don’t often gather from the books, you had read when you were in school.

In our research, we found that a higher degree of self-awareness about one’s finances translates into feedback about past successes and failures with money, lower uncertainty about the strengths and weaknesses of the current finances, and clarity regarding how to move forward. — Utpal Dholakia Ph.D.

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  • Be Grateful And Share Your Blessings When You Can. The bigger your success, the bigger your responsibility to share what you have. You worked hard to be where you are now, but never forget those who have helped you along the way – and even those who didn’t. Remember your mentors and thank them for their contribution. Shower your family with gifts of money (or toys for kids), security, and of course your time. Give to the underprivileged. Not everyone gets to have what you have in life and business. It wouldn’t hurt to give a little of your success, right? You’ll never know how much you can change someone’s life by giving back.

 

 

 

How To Be Instagram Famous Whether You’re In New York Or Any Other City

When you want to become famous so bad, you might choose to move to New York or any other city and do everything, even if the stress causes you to need to see therapists. You may park yourself on the streets in hopes of getting spotted by talent scouts, for instance. In case no one has noticed you after months of doing that, you might go to various agencies and hand in your applicant yourself.

The thing is, with the growing love of people for social media channels, some folks use these sites as a platform or a stepping stone to stardom. How many influencers have you honestly seen start gaining followers through Facebook, MySpace, and YouTube and hit the mainstream media because of it? It’s not only Justin Bieber who did it – there are also the likes of Grace Helbig, Tyler Oakley, Adam Conover, and many more.

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One of the most popular websites these days is Instagram. For individuals who dedicate a good portion of their days and nights to it, what encourages them to keep on going is the number of Hearts and Shares that their followers give their post(s) regularly. These things indicate that someone pays attention to what they share, and so the users get more hooked to the platform.

In case your posts are not too appreciated by many. However, you can still try to become Instafamous by doing the following.

1. Set A Theme

The accounts which have a specific theme draw in viewers who frequently search in that niche. Since you will ideally publish images with the same subject but in different styles or poses, the audience will visit the page multiple times a day to check if you have posted anything new.

2. Post On Time

The ultimate way for your popularity to improve on Instagram is by posting on fixed hours and dates. For instance, if you wish to post some things from Sunday to Saturday, choose the best periods to put out the pictures. Though not everyone will notice your punctuality, the system can, and Instagram may bump you up in the search ranks.

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3. Stay In Style

Even if the subject matter on your photo is as ordinary as a cup of coffee, you need to capture it in a cool angle that will make the audience analyze it for more than five seconds. There are camera filters and effects you can make use of to come up with the design you like.

4. Don’t Forget The Hashtags

Hashtags are users’ social media best friends. The account holders need to know which ones can bring them more success, and then include them in almost every post for better results.

5. Make Use Of Analytic Tools

Considering you want to become famous on Instagram to sell your products, you ought to see which images or posts are obtaining a lot of audience engagement. Although the platform already has a feature that allows you to view the page’s Insights, it won’t hurt to use the following analytic tools to know your account’s stats.

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Squarelovin

With the use of this downloadable app, the users can view complete graphs regarding the posts they have published in a specific hour, day, week or month. Having detailed engagement reports can inform the account holders as to when they should be adding more pictures and when the audience are busier with other things.

LocoWise Instagram Analyzer

A little different from the other tools, this application allows its clients to monitor the capability of the account to gather more subscribers. When they download LocoWise, a real-time chart will appear on the person’s Instagram page. He or she can also choose to compare it to the accounts of various people who are promoting in the same niche. The app can tap into over 2,500 pages, so there will be a lot to check out.

Simply Measured

Simply Measured continues to gain the trust of many Instagram registrants, for the reason that it can analyze not only the number of people coming into your account but also the keywords that attracted the individuals the most to visit the page. The ultimate advantage of knowing this bit is that the users can incorporate the same hashtags in their future posts and attain greater results.

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SocialRank

The best feature that SocialRank can offer is its ability to assist consumers in managing and finding more followers by giving the users a complete idea of what keeps individuals engaged. With this free tool, even the new businesses on Instagram can get more subscribers in no time.

CrowdFire

CrowdFire lets Instagram users find out which subscribers unfollowed them so that they can figure out the types of images that catch their interest. Instead of feeling down because of it, the account holders can utilize the opportunity as well to post more images that are favorable to them. This way, they may get to reestablish a connection with other viewers.

Ready To Become Instafamous Now?

Integrate the things mentioned above on your plan to succeed on Instagram. Good luck!

How To Be A Successful Family Man

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Most of us, when we were younger, look forward to parenting as a way to make our life happier and more meaningful. However, research says otherwise. The most remarkable details that were believed to have strong proof of this fact was a study done by Daniel Kahneman, an award-winning behavioral economist who discovered that caring for children ranked at number 16 out of the 19 gratifying activities that a family can do to establish a stronger connection; proving that much more is required than just buying toys. This data also supports research done on relationships, where it stated that having children eventually decreases marital gratification.

Andrew Oswald, another economist, also did a thorough study on thousands of British couples. The study showed that the more kids one has, the satisfied and happy you become. Consequently, more and more studies have revealed that mothers are less happy compared to the fathers, that even the single parents are not happy still, that toddlers and infants are the toughest to handle, and that each next child conceived results in more negative results. Additionally, more than 50% of misunderstandings from married couples or live-in partners are related to the children.

Financial insecurity can overwhelm other aspects of the relationship. Typically, each couple has their own pattern of unresolved arguments regarding finances. — Sarah E. Clark, LMFT, LMHC, CVRT

Now, those words make us parents (dads like me, for that matter) shocked, but honestly, guilty at the same time. Because let’s face it, we do feel that the facts stated are true yet we try to push them away from our thoughts. I, for one, would like to feel happier, satisfied, and grateful for having kids. How? What do I need to do so I don’t feel the regret and exhaustion that I often feel?

Someone said, “Maybe if one puts the family’s happiness first before his own happiness, only then will he achieve a more joyful and meaningful kind of life.”

Let me ask you today – father to father – are you a happier man now that you have kids? Or are you ruminating on leaving them and their mother because you just can’t take the pressure and the unhappiness?

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In reality, your sadness, anxiety, and depression will INCREASE should you decide to leave your family. The best way to be happier is to find better ways to make use of your blessings as a father, a husband, and a family man. Here’s how.

Work-related Things Should Be Left In The Workplace

When you’re done with work and finished all deadlines for the day, get out of the workplace and consider your remaining hours for the family. When you enter the door of your home, greet your wife with a kiss and your kids with warm hugs. Sit on the couch with them, listen to each of their stories, and tell them your day as well. You can also help your wife prepare for dinner.

Don’t Forget To Take Care Of Your Body

If moms are reminded to take care of themselves amidst all her responsibilities as a wife and mother, so should the men. Never finish the week without spending three or four days walking, jogging, or working out. Staying fit physically also keeps your mental and emotional well being at bay. You don’t have to have a strict regimen. You just need to sweat it out for at least 30 minutes, enough to produce cardiovascular benefits.

Higher-functioning couples think of their money and resources as joint assets. Whatever money comes into the family is shared, and it’s pooled into a single source. — Lynne Silva-Breen, MDiv, MA, LMFT

Read Each Of Your Family Member’s Language Of Love And Practice It

Each child has a unique way of showing and accepting love from you. Your little girl might love the cuddles, while your older boy only wishes to do some hobbies with you, so understand each of their languages. You must also know how to make your wife happy, even with the simplest things, like bringing her some flowers once in a while, or taking her to a snack so she can have a breather from all her chores. Remember the saying, “A happy wife makes a happy life.”

Plan A Major Vacation Every Year

This one has done so many good things for a lot of families. Going on a trip out of the state or just to camp out in a nearby destination if you’re on a budget would be a great time to bond, reconnect, heal, and strengthen family relationships. Taking a few days off work is probably one of the best gifts you can give to your wife and children – focusing on them and spending quality time with them (read further here: https://www.familyhype.com/children/childrens-products/toys/dolls/where-can-you-get-a-baby-doll-that-look-like-your-child.html). It doesn’t have to be expensive. It only has to be worthwhile.

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Do Something For The Community Together As A Family

Participating in community activities is one way of teaching your children to be involved, to be assertive, and to do good for others. It is also one of the easiest ways to learn how to socialize, so you don’t have to bring them to big parties to know how to meet and greet. Volunteer to join a soup kitchen, for instance, where you and the whole family can cook and serve the seniors or the war veterans and show appreciation for what they’ve done for the country. This will instill humility for each one of the family members, including you.

With true commitment and time spent making some changes, you can absolutely improve your money management skills and protect the longevity of your relationships all at once. — Seth Meyers Psy.D.

Conclusion

Always remember that a family is a gift that should be treasured, no matter the struggles. Just thinking about it being a blessing has ultimately made me feel better as a father, a husband, and a man. Never get tired of doing your best for your family.