Money is everything – that is a fundamental truth in life. We may tend to say otherwise. However, if we check with reality, it is true enough that “money talks.”
Managing our resources is one of the most important life skills we will ever have. And with the realities of this last recession—bank failures, job losses, upside down mortgages, and eviscerated pension plans—money and financial issues have been on our minds more than ever. — Lynne Silva-Breen, MDiv, MA, LMFT
Resumes are the first touchpoints of employers during the hiring process. If your resume doesn’t stand out, they might throw yours into the reject pile, and you’ll never hear from them again. It’s also advantageous to properly draft your resume so that it can attract the software bots doing the upfront work.
Ensure that you will receive more interview and job offers in the future by following these essential tips.
Spot Keywords In The Job Posting
The first step into crafting a good resume is to carefully read the job postings which fit your status and interest you. After familiarizing yourself with these, look for keywords in each job description and include these keywords to tailor your resume and make it relevant to the said posting.
If, for example, you’re looking for a marketing job, an employer might include keywords such as “branding,” “project management,” “marketing plans,” or “selling.” Pay attention to the requirements and qualifications sections as well. You can also integrate the skills and requirements that the employers are looking for into your resume.
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Write Down Accomplishments Instead Of Job Descriptions
Hiring managers, especially those who are trying to fill technical job positions, seek candidates who are capable of solving the current problems of the company. Hence, they are more inclined to absorb people who have already proven themselves through results. Take note of the following pointers on how you can highlight these:
Focus on what you did and achieved in your past job instead of just describing what your job description is.
Write down accomplishments that are unique and unachievable by others.
Include a one- to two-liner explanation of what the problem was. Back it up with your thought and execution processes and their corresponding results.
Avoid listing down generic job descriptions.
Make Your Achievements Quantifiable
If you want to set an accurate picture of what you have accomplished in your past experiences, you have to make sure that you put numbers and values. These will make your achievements look more powerful and admirable.
You also have to take note that placing numbers will make you more comparable to other candidates. Therefore, only choose the most relevant and significant accomplishments you have done.
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Study Examples Of Resumes Applicable To Your Industry
A one-size-fits-all approach is not applicable for resumes. If you want your resume to stand out from the rest, you have to ensure that you tailor it after successful resumes from previous hires. Look for their commonality and apply this to your draft.
Use A Professional-Looking Font
It only takes five seconds for employers to decide whether your resume will land on the reject pile. To avoid this situation, you should look for ways that will attract them to put more time into reviewing your resume. One strategy you can use is the application of a professional-looking font. Listed below are some tips on how to achieve this.
Use a crisp and basic font like Times New Roman or Arial.
Retain a font size between 10 and 12 points.
Use capital fonts for section headers.
Remember that your resume is the first way you enter the radar of a potential employer. With an impeccable resume, you’ll significantly boost your odds of getting that interview—and, hopefully, the job.
For many, the most promising reward after high school or college graduation is snagging a job offer and going to the first day of work with a new you. As soon as your working days and experience progress, going home chin up with an accomplishment at work becomes one of the best feelings.
Did you know that more than 75% of stay-at-home parents look for ways to earn more money? However, most of them feel that there are no opportunities for them to do so. Contrary to this popular belief, there are several side hustles that they can do in the comfort of their homes.
Most stay-at-home parents prefer this setup since the work time is flexible while still making good money. In here, we will present the best side hustles that can be perfect for stay-at-home parents.
Sell Etsy Printables
Selling Etsy printables might be the best for you if you want a passive income stream. You only have to come up with the best designs (which you can do in one sitting) and get paid for the next months and years to come. If you’re still not familiar with how this business works, you may check out various Etsy courses online.
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Be A YouTube Video Host
In the digital age, there is a big chance that you are familiar with YouTube. It’s even easier to navigate if you have kids watching toy reviews, cartoons, people unwrapping surprise eggs, and other seemingly mundane things. Believe it not, these kinds of content have a massive following, and the creators can earn thousands of dollars per day!
You may even ask your whole family to join your video so that it can be more engaging and successful.
Conduct Tutoring
Perhaps one of the most convenient side hustles in the market is online tutoring. All you have to do is determine your specialized subject and offer your services through established online companies like Cambly, Qkids, and VIPKID. Some tutors even prefer to teach English or other languages for foreigners.
If you have an appreciation and love for teaching, this side hustle may be the best for you. Aside from the flexible work hours, the pay is excellent as well.
Start An E-Commerce Store
If you have some extra things just lying on the corners of your house, why not sell them online and make money out of them? It’s also a way of decluttering your home.
For those who don’t want to sell their stuff, you may opt to start this business through the buy-and-sell method. You can purchase several items online at a low price and sell it to other buyers at a higher price.
What’s good about an e-commerce store is that it does not require your physical presence to run. If you manage it well, you can earn up to $1000 per month as a starter.
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Become A Freelance Writer
Believe it or not, there are hundreds of open freelance writing gigs out there. However, getting into this business is not that easy. You still have to establish your portfolio by creating and collecting all your writing pieces, whether they’re fictional or non-fictional.
You can also start your career in this area by applying on websites such as GoBankingRates or Upwork. Most companies in need of freelance writers often post their openings there.
Whether you are looking for activities that will support your financial needs or serve as your creative outlet, side hustles can be your go-to initiatives as a parent. You only have to explore these options and find the right one that fits your personality and lifestyle.
It is wedding season once again! We are on for months of hearing wedding bells and seeing dashing gowns, flowers, and themes. Although it may be different depending on which state you are, typically it is May and June.
When we hear about weddings, we often think about love. Well, that’s what it is supposed to be – about love! But did you know that aside from the emotional benefits marriage has to offer, it also involves financial benefits which most of us don’t admit to being interested in? And If you are planning on getting married soon, you might as well know all the benefits you can get from it.
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What Are The Financial Benefits Of Marriage?
Fewer Payables
When you are living alone, you will have to pay the bills on your own and buy and use appliances by yourself. When you get married, you will have someone to share them with. You will share the mortgage, utility bills, and all the furniture in the house. You do not have to bear the burden all by yourself because you will have a partner to help you out with everything.
Talk to your partner about your values and what they mean. Talk about your insecurities and anxieties about money. This process will help you to have compassion and understanding for your partner and will likely prevent or mitigate some of the financial distress in your relationship. — Mieke Rivka Sidorsky, LCSW-C
Faster Loan Approvals
When you and your spouse are both employed or earning income monthly, you will be able to qualify for a more considerable amount of loan which can also mean you have a higher chance of getting approved for larger purchases like a house, car, expensive appliances and such.
HealthCare Benefits
When both of you and your partner are both employed, you can use each other’s employer health care benefits, whichever offers better, not to mention health care benefit becomes cheaper when your health insurances are combined compared to individual healthcare insurance.
Life Insurance Benefits
Although it is unfortunate to talk about life insurances, it is one of the leading benefits of marriage. It is easier to determine your beneficiary and vice versa. Your spouse’s or your policy will then be tax-free before being collected by the recipient.
Keep your financial values foremost and refer back to them whenever you make a decision to ensure you are acting in alignment with your priorities. — Sarah E. Clark, LMFT, LMHC, CVRT
Social Security Benefits
Social Security is a big help when the time comes. When you are at least 62 years of age, you can be eligible to receive half of your spouse’s Social Security benefit, and if you also have an account of your own, you can get whichever is higher. There is also what we call the Social Security survivor benefits which allow the spouse to obtain financial assistance if his spouse dies.
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Marriage is not all about physical and emotional stability. It also involves financial security. It is after all the purpose of finding a better half – to have someone to share life with which includes every aspect of it. Marriage gives us someone to divide assets and liabilities as well as to provide us with a better and more comfortable time.
Probably at the top of the list of skills that financially stable families report is that the adults in the family have generally talked about, negotiated, planned, and set up a financial process with shared, open values. The meaning and importance of work, child bearing and care, and the meaning of investments, property, education, vacations, entertainment, and saving have been discussed and reached a generally stable agreement. — Lynne Silva-Breen, MDiv, MA, LMFT
We have to admit it, being financially secure is where it all comes down one day, and having someone who will contribute to this can be one of the major decisions we will make in life.
Same-sex marriage has also been recently approved in all 50 states which means every couple, regardless if they have the same gender, is eligible for receiving all financial benefits marriage has to offer.
The husband is usually the one who provides for the family’s needs while the wife manages the expenses. Couples differ in their priorities, and that is why there are those who can save, those who have enough, and those who lack in budget.
Money is a concrete thing that anyone can have yet the number of poor is still significantly higher than those who have found the right mindset in acquiring it. Why do some people remain poor? What are their most common misconceptions about money?
If you are saddled with debt, for example, you can easily feel stressed, self-doubting, insecure (both financially and emotionally), strained in your relationships, and limited in future plans. — Nicole S. Urdang, MS, NCC, DHM
For a marriage to be successful, the financial aspect of the relationship should also be handled well, and most often than not, a woman with an exceptional judgment in managing the family’s finances is the key. According to The Telegraph, a study finds that women are better at handling money matters than men. Hence they say, behind a successful man is a woman.
Therapists say that happy people are successful people. Your happiness doesn’t have to depend on your progress. You can be happy and successful, at the same time.
A lot of people aspire to be successful. From a young age, it is usually instilled in the minds of many children to succeed as their goal. For some, this may mean becoming a doctor, lawyer, making art, or traveling. Success is defined in many different ways by many different people. However, there may be a problem with these goals. Dreaming big creates the notion that success has to be something grand and big. Many will say that when they will become happy when they become successful, which is not entirely wrong, albeit a little bit unrealistic. However, people tend to forget that becoming comfortable leads to success, too.
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To achieve a state of success and happiness, you must understand, you do not complete it overnight. Being happy and prosperous is not one grand goal that you must work hard to achieve. It is a lifestyle. It lies in the details. It relies on how you live your everyday life. It depends on how you perceive each moment in your life. Happiness is a choice. You can be happy right now if you want to. It is a fact that we all have to live by. Here are ten everyday actions you can practice to be happy and successful simultaneously:
Practice Gratitude
Do not just be thankful for the grand gifts. Be grateful for waking up to a new day. Don’t forget to thank the barista who made your coffee today. Smile at the little kid who offered you a piece of his candy. Nothing will have worth if you are not grateful. When you ‘don’t feel thankful for the things around you, you will never be satisfied.
Essentially, knowing one’s financial situation goes hand-in-hand with making good financial decisions and having peace of mind about money. — Utpal Dholakia Ph.D.
Live In The Moment
Do not always focus on the next big thing. Start to cherish every moment you are in. Focus on the now. You do not have to worry or fret about your past of the future constantly. Doing so will only make you restless. So, live in the moment. You are here now, and you can control your happiness. When it rains, let it rain.
Take Time Off
Learn that rest is essential. You don’t always have to be in grand moments. Learn to appreciate yourself more by taking time off for some “me time.” Taking time off will help refresh and rejuvenate you for the things to come
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Step Out Of Your Comfort Zone
Widen your perspective by trying out new things. The risk will always be there. Help yourself by challenging yourself with new ideas. Stepping out of your comfort zone will not only aid your brain to learn something new, but it will also expand your horizon.
Interestingly, one’s relationship with money often mirrors one’s relationship with oneself, as changes in either affect the other. So, if you decide to do some financial house cleaning, you will reap rewards in increased self-confidence, self-respect, and self-compassion. — Nicole S. Urdang, MS, NCC, DHM
Believe In Yourself
The first person who will believe in you will always be you. If you do not believe in yourself, how will others do? Not understanding and trusting yourself can lead you to have lower self-esteem. Low self-confidence can significantly hinder your success and happiness.
Take Good Care Of Your Health
Stay healthy every day. You can opt to skip the sweet dessert or have water instead of soda. Get complete sleep every single day. These little every day habits can significantly contribute to a healthier you.
Connect With People
Be with people you love and care about. They are the people who will be happy to celebrate with you with your successes. They are the people you are joyous with. Surrounding yourself with non-toxic people leads to a happier life.
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Never Stop Learning
Do not think that you have had enough in your life. Instead, opt to improve every day. You can learn how to cook a new dish. Try out your skills in the piano. Figure out if you have a green hand. There are many things out there you can enrich your life with.
They see money as a corrupting, view wealth as a product of greed, and/or see themselves as undeserving of financial success. As a result, money-avoidant types are often more generous with their resources yet make terrible financial planners. — Suzanne Burger, Psy.D.
Showcase Compassion
Do something good each day for somebody. Hold the door open for the lady in the cafe. Help a mother of three carry her grocery bags. Doing these little things can make you feel good. These things can help brighten up your day.
Do What You Want
Follow what your heart desires. Doing the opposite will make you feel pressured. Not doing what you love will only make you feel miserable. Discover what you want and make it your direction. Make this the reason you wake up in the morning.
As long as you have the proper mindset, you can always be happy and successful. It may not be easy as we face a lot of difficulty everyday, but if you put your mind and body into, you will be able to get it. Because once again, happiness is a choice.
